Updated July 28, 2014

Antler Insurance values the privacy of those who use our website (“Site”), products and services and makes all commercially reasonable efforts to protect it. This privacy policy discloses the privacy practices of Antler Insurance (“Antler Insurance,” “we,” “our” or “us”), which owns and operates a website, www.antlerinsuranceagency.com. Your access to and use of the services on the Antler Insurance website (collectively, “Antler Insurance Services”) are subject to Antler Insurance Terms of Service and all applicable laws.

This privacy policy describes how and when Antler Insurance collects, uses, and shares information when you use Antler Insurance Services. Antler Insurance may receive your information through our website, email notifications, or other interactions with Antler Insurance Services. When using any Antler Insurance Services you consent to the collection, transfer, manipulation, storage, disclosure or other uses of your information as described in this Privacy Policy. Regardless of which country you reside in or supply information from, you authorize Antler Insurance to use your information in the United States and any other country where Antler Insurance operates.

We value your comments about our privacy statement and invite you to e-mail us with inquiries, suggestions and complaints at: info@antlerinsurance.com. Please read the following to learn more about what information we collect, what we do with that information, and how we may use your personal information.

Information Collected.

How Information is Collected. To enhance your user experience and improve the Antler Insurance Services, Antler Insurance collects information about you from two sources: (i) information you affirmatively give to us; and (ii) information automatically collected when you use any Antler Insurance Services (“Antler Insurance”). Third parties may also collect your information in connection with your use of Antler Insurance Services unless a user refuses to consent to the disclosure of information to third parties.

Information You Affirmatively Give Us. In using Antler Insurance Services, you may provide us with personally identifiable information. This refers to information about you that can be used to contact or identify you, and information on your use of and activities at our website that may be connected with you (“Personal Information”). Personal Information that we collect may include, but is not limited to, your email, birthday, and phone number. Personal Information may also include information you supply to us concerning your preferences, geographic location, and interests expressed in the course of using Antler Insurance Services.

Information Automatically Collected. We also collect information about your visit from the browser on your computer, including but not limited to, the time and date you visit the Antler Insurance Services, your geographic location, IP address, device information, cookies and the pages you request — to analyze trends, administer the site, track your navigation of the site, deliver relevant advertisements and gather broad demographic information for aggregate use (note that IP addresses are not linked to “personally identifiable information”). Additionally, we collect aggregate information from multiple users without personally identifying individuals, such as geographic region, which we may share with our business partners — to improve understanding of customer needs and provide relevant services.
By using Antler Insurance Services, you are giving Antler Insurance permission to use and store such information consistent with this privacy policy.

How We Use Personal Information

Use of Personal Information. Personal Information is or may be used for the following purposes: (i) to provide and improve Antler Insurance Services, (ii) to administer your use of Antler Insurance Services, (iii) to better understand your needs and interests, (iv) to fulfill requests you may make, (v) to personalize your experience, and (vi) to provide you with further information and offers from us or third parties that we believe you may find useful or interesting, including newsletters, marketing or promotional materials and other information on services and products offered by us or third parties.

We use information we obtain by technical means (such as the automatic recording performed by our servers or through cookies) for the above purposes and to monitor and analyze use of Antler Insurance Services; for technical administration of Antler Insurance Services; to increase functionality and user-friendliness of Antler Insurance Services; to better tailor Antler Insurance Services to your needs, and to generate and derive useful data and information concerning the interests, characteristics, and use behavior of our users.

Sharing of Information. When you send information to Antler Insurance Services, you are granting Antler Insurance permission to use and take other actions regarding such information (as described in the Terms of Service), to provide Antler Insurance Services. We do not share, sell, rent or otherwise distribute this information to others, except as disclosed in this Privacy Policy. Antler Insurance may share your information with others outside of Antler Insurance under the following circumstances:

We have your explicit consent to share the information;

We need to share your information to fulfill your service request;

We wish to contact you with information about services from our business partners;

We have a good faith belief that sharing or otherwise permitting access, disclosure, use or preservation of such information is reasonably necessary to comply with our legal obligations;

We believe it is necessary to investigate, prevent or take action regarding illegal activities, suspected fraud or potential threats against persons or property;

We believe it is necessary to investigate potential violations of our Terms of Service, or to enforce those Terms of Service; or

We have a relationship with an affiliate or partner you have an online or off-line (non-Internet) relationship with, or have visited the affiliate or partner’s website that links to or mentions Antler Insurance Services, and have registered for Antler Insurance Services through the partner or affiliate’s program or website.

With Whom Information is Shared

Public Information – Antler Insurance may share as it sees fit information that you voluntarily make public. Since such public information can be accessed by the public and used by any member of the public, such use by third parties is beyond the control of Antler Insurance.

Personal Information – If we have your express consent, Antler Insurance may share your personal information it collects with business partners and other third parties that are not affiliated with Antler Insurance. Antler Insurance will never share your personal information without your consent, unless compelled to do so by law.

Under narrow circumstances, Antler Insurance may disclose your personal information without asking for your consent to protect the legal rights of Antler Insurance or its affiliates, and each of their respective investors, directors, officers, employees, agents, and suppliers; to protect the safety and security of users of the Antler Insurance Services or to enforce our Terms of Services; to protect against fraud or for risk management purposes; or to comply with or respond to the law or legal process or a request for cooperation by a government entity, whether or not legally required. If you notify us you believe your legal rights have been violated by Antler Insurance or another user of Antler Insurance Services, we may provide the information you provide to us to others if we believe it is necessary to evaluate and respond to your complaint. For instance, if you submit a notice of copyright infringement to us, we may send a copy to the person or entity who uploaded, stored, or transmitted the material addressed by the communication.

Non-Personal Information and Aggregate Data

Antler Insurance may share with third parties your non-personal information and related aggregated data. For example, Antler Insurance may share IP addresses or general demographic information of its users to provide anonymous aggregated data to business partners about the volume of use on Antler Insurance Services and the specific Antler Insurance Services in which users are most interested. Because this form of data does not identify particular users, these third parties will not be able to contact you based solely on this data.

Change of Control

If Antler Insurance sells all or part of its business, makes a sale or transfer of assets, is otherwise involved in a merger or business transfer, or in the unlikely event of bankruptcy, Antler Insurance may transfer your personal information and non-personal information to one or more third parties as part of such transaction.

How You Can Control the Information We Collect, Use and Share

You have the choice about whether to disclose your personal information or other information about yourself to Antler Insurance. Regardless of your choices regarding promotional communications and updates regarding content, Antler Insurance may send you administrative messages, service announcements, terms and conditions of your account, or other similar communications, without offering you the opportunity to opt out of receiving them.

Cookies

Cookies are small data files that a website you visit may save on your hard drive that usually includes an anonymous unique identifier. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your e-mail address. Antler Insurance Services use cookies for user authentication, keeping track of your preferences, promotional campaigns that require user identification, keeping track of our audience size and traffic patterns, and in certain other cases. You can configure your browser to accept cookies, reject cookies or notify you when a cookie is being used.

Links

The Antler Insurance website and services may contain links to other sites. Antler Insurance is not responsible for the privacy policy or other practices employed by websites linked to, or from, our website nor the information or content contained therein. This privacy statement applies solely to information collected by this website.

International Users

Antler Insurance abides by the safe harbor framework set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information collected from the European Union. The following link provides more information about the U.S. Department of Commerce Safe Harbor Program: http://www.export.gov/safeharbor/.

Our Policy Toward Children

The Services are not directed to children under 17 years of age. We do not knowingly collect personally identifiable information from children under 17. If a parent or guardian learns his or her child has provided us with Personal Information without their consent, he or she should contact us at info@antlerinsurance.com. If we learn a child under 17 has provided us with Personal Information, we will delete such information from our files.

Changes and Updates

From time to time, we may change this privacy policy. To ensure that you are familiar with our most updated policies and practices, check the effective date indicated above of this privacy policy each time you use Antler Insurance Services. If we make any changes, we will notify you of such changes by posting the updated privacy policy on the Antler Insurance website. We may also send you an email alerting you of such changes. You will be bound by any such changes to the policy when you use Antler Insurance Services after those changes have been posted. If we make material revisions concern practices where we have represented we will obtain your consent to use or disclose your personal information, we will obtain your consent before taking any action inconsistent with those representations.

If Antler Insurance should ever sell its assets, merge with another entity or file for bankruptcy, information collected from this website and in the operation of the services may be transferred as assets of Antler Insurance.

Contact Us

Antler Insurance welcomes your feedback regarding this Privacy Policy and our Terms of Service. If you have questions, comments, or concerns about either one, please contact us by e-mail at info@antlerinsurance.com.