With all of the changes in the Health Insurance world lately, just about everyone can get the coverage they need. And surprisingly, it’s a lot more affordable than people once believed it would be. We enjoy some of the best medical care in the world today. So it’s sad when illness strikes a person who has no insurance. At best, they will wait for what could be many, critical hours in and Emergency Room, and at worst, they might not get the care they need before it’s too late.
Here at the Antler Insurance Agency, because we are an Independent Agent, we have access to a wide range of providers, which means that we can find the health care program that’s right for you and your family, without being hemmed in by the internal rules of some gigantic insurance company. And we take great pride in helping our Clients – many of whom we have helped with homeowners insurance or other products.
If you or a loved one needs help, we want to make sure that there’s a bed waiting at a good hospital; or a good family doctor nearby, and that you won’t be burdened with crushing medical bills that come to those who don’t have the insurance coverage they need. And, in addition to health care – our programs also cover the prescription drugs that can be life-sustaining and/or life-saving
Don’t let your family find themselves in the position where they urgently need care, only to find that they don’t have the insurance coverage they need at this critical time. We can help.
Get in touch with us today for a free, non-binding quote. Call 855-486-4676 (HORN), or simply click the Quote Button below, and we’ll get right back to you.
The worst thing that can happen to any family is for them to lose a loved one. Worse still is when that loved one is the family breadwinner. When that happens, the family not only has to deal with the heartbreak and sadness of losing the one they loved, they can also be facing financial ruin.
The sad fact is that most families are woefully underinsured. There’s just not enough there to take care of all the bills, the mortgage, living expenses, and to replace the salary that the family lost. And even when there is a substantial insurance policy in place, it might take too long to actually receive the payout from the insurance carrier.
That’s why it still makes sense to have a separate life insurance policy specifically designed to take care of paying off the family home. With this protection in place, there’s no need to fear foreclosure – Your insurance provider is there to take care of that and pay off the mortgage on your home.
Dealing with such a terrible loss is bad enough without having to worry about losing your home as well. Call us today at 855-486-4676 (HORN), or simply click the button below for a free, no obligation quote.
At the point in our lives when we have others that absolutely depend on us, we begin to understand that we have to take the proper steps to see that they’re protected, financially, should anything happen to us. The worst thing that can happen to a family is to lose a loved one – and it’s especially difficult when losing that person creates a financial hardship on top of the deep emotional loss that they have to try and get through.
There comes a time when we have to do the right thing and take the responsible action of getting the right type of life insurance, at the right amount, to make sure that our families will be provided for if we lose our lives. That’s what we do here at the Antler Insurance Agency; We help families just like yours put together insurance strategies to take care of family needs when the very worst thing in life happens.
You may be one of the many people who think that life insurance is simply too expensive, and that you can’t afford it. Or, you might feel really uncomfortable thinking and talking about it. Well, with the cost of living continuing to go up while most families’ savings and investments are going down – You can’t afford NOT to think about it, talk about it, and make the decision to invest in your family’s well-being by purchasing life insurance.
Life insurance comes in many shapes and forms, and we are experts at sitting down with you and figuring out what you need, and how much you can budget to take care of this critical need for your family. There are permanent and term-life insurance policies out there that will fit most any budget. We can help you with either type of plan.
- Permanent Life Insurance: This is the kind of insurance that lasts either up to age 95, or for your lifetime, depending on the variation you choose. There are typically three products carried by life insurers: Final Expense, Whole Life Insurance, which is typically a lower amount like $10,000, and doesn’t require a medical exam, and has no cash value – it is essentially a death benefit to defray some of the costs associated with death; The second product is called Universal Life Insurance, and has both a death benefit or a cash value accumulation and lasts until you are 95 years of age; and the third product is “Whole Life Insurance which has a guaranteed death benefit, level premiums, and cash value, and offers long-term financial protection and stability
- Term Life Insurance: This is usually the most affordable coverage, because it ends after a certain number of years. Term life is often purchased as a supplement to permanent life insurance; or because people want the maximum amount of coverage for the lowest price. One type of term life is usually called “Simplified Issue” life insurance for coverage amounts below $100,000. Many insurers will offer this kind of insurance with no medical exam required, and same-day approval. The second variation is “Level Term” life insurance, and usually starts at $100,000 and goes up. These policies usually have premiums that are guaranteed not to increase for the length of the term.
One of the biggest obstacles to most families is simply sorting through all the different options to find the policy that’s right for them. We look at that as our mission – We will carefully review your options, taking your income and budget in to consideration, and come up with a recommendation that gives you the coverage you need to help your family through their most difficult time, while allowing you to do that at a payment rate that you’ll find surprisingly affordable.
Simply call us at 855-486-4676 (HORN), or click the button below for a simple, no-obligation quote, or to simply let us know that you’d like to discuss the possibility. We’ll get right back to you and get the process started.